Investing terms
The key points of investing with Ziki, in plain English. The full legal terms are in our Terms and Conditions; if the two ever differ, the Terms and Conditions apply.
Who provides Ziki
Ziki is owned by Ziki Wealth Limited, a company registered in Malawi (Reg. No. COY-4A4S5E6G). Payment services are provided by licensed and regulated partners.
Verified accounts only
Your account must be verified with an ID and a selfie before it can invest. Every payment needs your PIN.
Paying in and your balance
You can pay in kwacha with Airtel Money or TNM Mpamba, or send USDC. Money you add is held in your balance in US dollars.
Buying part of a share
You can invest from $1 and buy part of a share (a fraction) in US companies and funds. You can sell any time and withdraw back to mobile money or your bank, to accounts in your own name only.
Fees and exchange rates
Every fee and exchange rate is shown on screen before you confirm a payment or an order.
Risk
Investing involves risk. The value of investments can go down as well as up, and you may get back less than you put in. Practice mode uses virtual money and does not reflect real gains or losses.
Read the full Terms and Conditions or see how fees work.